Card production time
In Moscow, St. Petersburg, Novosibirsk, Yekaterinburg, Nizhny Novgorod and other large cities, the card will be ready in 2-3 working days; in the regions, production and delivery will take from 3 to 10 working days. Delivery to remote locations may take up to 15 business days. Exact dates are available.
When issuing a card, only working days are taken into account. If you order it on Friday evening, the production time will be counted from Monday.
You can see if the card is ready and when it will be delivered to the office in Sberbank Online in the “Cards” section.
What documents are required to receive a card?
To pick up the card, bring with you your passport or other document that was used to apply for the card. To receive a card for another person, you need a notarized power of attorney.
How to start receiving THANK YOU bonuses?
After receiving the card, you must register in the “Thank you from Sberbank” program. The easiest way to register: send an SMS to number 900 with the text THANK YOU 1234, where 1234 is the last four digits of the card number.
You can also register for the program in your Sberbank Online personal account and at a Sberbank ATM - find the “Thank you from Sberbank” section and follow the prompts.
Bonuses are awarded automatically when paying by card - their number depends on the level of privileges.
It should be remembered that bonuses are awarded only when paying for goods and services. This does not happen when withdrawing cash from ATMs. But when you pay for purchases remotely in online stores, bonus Thank You bonuses are credited to your account.
How can I use THANK YOU bonuses?
THANK YOU bonuses can be exchanged for discounts when purchasing goods and services from Partners; a full list of partners is available. In addition, THANK YOU bonuses can be exchanged for a discount when purchasing air tickets and hotel accommodations (on the website “Thank you from Sberbank. Travel”). Bonuses can also be exchanged for discounts when purchasing tickets to events - the service is available on the website “Thank you from Sberbank, Impressions”.
How can I find out my card details?
To find out the details, find the required card in the Sberbank Online mobile application and click “Show details”.
Another way: in your Sberbank Online personal account, go to the “Cards” section and find the card you need, then “Card information” → “Transfer details to the card account”.
Is it safe to use a contactless card?
Yes, the card is safe. It is always in the hands of the owner, so its data remains inaccessible to fraudsters. Making purchases without presenting a card or entering a PIN code is much safer, since no one sees the card data. In addition, contactless technology protects against double debits - after paying for a purchase, the terminal beeps and turns off automatically.
Every year in Russia, almost 5,000 children are given a terrible diagnosis - cancer. His treatment requires considerable amounts of money, which many parents cannot raise. The Sberbank “Gift of Life” card is a unique product. Debit and credit cards of this type participate in a charity program with the same name. “Gift of Life” is a charitable foundation created in 2006 that helps children with oncological, hematological and other serious diseases that require serious and expensive treatment. A leading Russian bank decided to support a noble cause. As a result, banking products with the appropriate name appeared.
For the design of the card, drawings of seriously ill children were used, for whom the foundation provides support and pays for treatment. Choosing this banking product is your gesture of goodwill. In addition, this is a huge, almost daily help to a specific child suffering from oncological, hematological or other diseases. Such diseases are difficult to treat, the drugs that help are expensive, and without the help of people willing to lend a helping hand, it would be impossible to help these little patients. Remember that by choosing any current Give Life program, you are contributing a piece of help to a noble cause - saving the lives of sick children.
As part of cooperation with the fund, the banking institution released the following banking products:
- Credit card;
- Debit card (individual and within the framework of salary projects);
- Contribution.
Participation in any of their programs guarantees help for sick children. It doesn’t matter whether you use a card or want to increase your savings by placing funds on a short-term deposit. All contributions going to the non-state donation fund will be distributed among young patients in need of treatment.
You can get any information about the fund’s activities and view the report by clicking on the link: http://www.podari-zhizn.ru/main.
Debit card
Debit cards (including salary cards) within the framework of this program are issued through the international payment system Visa (Classik or Gold). How does the Sberbank Give Life card work?
The terms of service are quite simple:
- Annual service cost: Classik -1000 rub., (subsequent years - 450 rub.), Gold - 4000 rub.;
- Cash withdrawal: no commission at your own ATMs, PVN within the daily limit;
- Privileges: all bonus programs, including Thank You and those provided for by the Visa international payment system (for the Gold product, an increased Thank You accrual is provided);
- Receiving cash abroad: in subsidiary branches of the bank - without changing the conditions;
- donations-deductions: 0.3% from each purchase paid with plastic and 50% from the bank’s own funds received as an annual service fee from the client.
As you can see, everyone who opens a Podari Zhizn deposit with Sberbank pays interest to the fund once every three months, and bank card holders help children by using this type of plastic in everyday life to pay for purchases.
Registration of the card is evidence of your concern for seriously ill children Credit card
Citizens of the Russian Federation between the ages of 21 and 65 can apply for a Give Life credit card. Issued to borrowers with permanent registration in the Russian Federation and work experience in the last place of at least six months at the time of application (with a total work experience over the last 5 years of at least 1 year). The annual credit card fee is:
- 900 rub. for Visa Classik (free for customers who have received a pre-approved offer);
- up to 3.5 thousand rubles. for Visa Gold (determined individually).
A credit card is issued under the following conditions:
- Validity period: up to 3 years;
- Interest rate: from 23.9% to 27.9% (determined individually);
- Credit limit – up to 300 thousand rubles. (within the framework of a personal offer - up to 600 thousand rubles);
- Availability of bonus programs: “Thank you” and all the advantages of Visa payment system programs;
- Cash withdrawal: 3% (not less than 390 rubles) in own PVNs and ATMs, 4% – in third-party terminals and PVNs;
- Approval: within 2 days;
- Grace – period: up to 50 days;
- donations: 0.3% from each purchase paid with plastic and 50% from the bank’s own funds received as an annual service fee from the client.
By applying for a credit card, you receive assistance in the form of credit funds and can help sick children with your deductions Terms of deposit
The Podari Zhizn deposit available in Sberbank belongs to the urgent category. It is designed for 1 year, and the investor has the right to early termination of the contract without capitalization of interest. The deposit does not require replenishment or partial withdrawal; upon early termination in the first half of the year, 0.01% per annum is charged, in the future (until the expiration of the agreement) the owner can expect to receive interest in the amount of 2/3 of the established interest rate.
The minimum amount is 10 thousand rubles, the interest rate is 4.15% per annum (accrued once a quarter), the term deposit can be extended an unlimited number of times. Charitable contributions amount to 0.3% per annum of the investment amount and are made at the time interest is calculated (once every 3 months).
According to the terms of the deposit, 0.3% per annum of the investment amount is directed to charitable purposes Conclusion
If you compare the deposit and a credit card of the same program, then contributions to the charitable fund for the deposit will occur only once a quarter and depend on the amount of the deposit. And with a credit card, deductions will be made as you use it in everyday life when paying for purchases and services. In addition, owners of any card can make a transfer of any amount directly to the fund on their own initiative, without taking into account the stipulated deductions.
Sberbank Give Life programs provide ongoing financial support for sick children. In addition to voluntary donations from owners of deposits and bank cards in the form of interest, the bank transfers half the amount from its own income (meaning 50% of the annual service fee). The funds collected in this way are distributed among seriously ill young patients and are controlled by the curators of the fund.
Russian Sberbank, together with the well-known domestic charitable foundation “Gift of Life”, with the support of the well-known VISA payment system, presented Russian citizens with a special card, thanks to which clients can save children suffering from various serious diseases. When the Sberbank Give Life card is used for personal needs or for purchases, a small amount is transferred to the children.
The card design includes drawings of boys and girls whose lives depend on donations. The children created beautiful drawings of themselves next to their loved ones. The background symbol is a drawing of a golden sun, which was drawn by a girl named Dasha. This sun is hope for a happy future, where the children will definitely not face pain and suffering.
What is the essence of the program
The above-described charitable foundation was founded about 10 years ago. Its main task is to help children suffering from cancer and hematological diseases. Children want to see their families again as soon as possible. And each of you has a real opportunity to help them. The Sberbank card “Give Life” is designed to provide support to such children. Sberbank of Russia transfers half of the annual service income and 0.3 percent of the total amount of purchases made by clients directly to the fund.
What is characteristic of a debit card and how to get one
To fully support the charity program, the international payment system VISA is issuing debit cards.
The Podari Zhizn debit card has the following service conditions:
- The 12-month service cost is 1000 rubles.
- The owner can withdraw cash from ATMs and not pay a commission.
- One of the privileges is the opportunity to use bonuses and privileges from Sberbank.
- You can withdraw cash in other countries.
- 3 percent of all purchases go to charity.
Applying for a Gift of Life card is considered not the most difficult process. First, you need to come to one of the Sberbank offices with a certain set of documents. Then you will need to fill out a form to receive it, and two days later the manager will call you back and tell you what decision was made.
Moreover, the card can be issued on preferential terms if:
- Your salary or pension is credited to your main Sberbank card.
- You already have a debit card.
- You are the owner of a deposit in this bank.
- You make loan payments at Sberbank.
Specifics of obtaining and features of servicing the “Give Life” credit card
If you are a citizen of Russia between the ages of 21 and 65, then the Podari Zhizn credit card will be available for receipt. This card can be obtained by borrowers who have worked for at least 6 months at a specific workplace and have Russian registration. Moreover, it is necessary that over the last 5 years the work experience is at least 12 months. For a year of servicing a credit card, you will need to pay 900 rubles (Classic type). A gold card will cost 3.5 thousand rubles.
Now it’s worth considering the features of servicing this card.
- It is valid for 3 years.
- The interest rate is always set individually and can range from 25.9-33.9 percent.
- There is access to the “Thank you” bonus program from the bank.
- Commission for cash withdrawal is 3 percent. In third-party terminals the percentage increases to 4.
- Each purchase donates 0.3 percent of the amount to charity.
Terms of deposit
Deposits within the framework of the above program are short-term and valid for 12 months. At the same time, bank clients can terminate the agreement early without consequences. Depositing or frequent withdrawals are not allowed. In case of early termination of the contract, the owner will receive 0.01% per annum for the first year, and then the amount will be equal to 2/3 of the previously established rate.
To activate the deposit you will need at least 10 thousand rubles . The interest rate is 6.45 percent and is calculated quarterly. There is the possibility of multiple prolongation of the deposit. 0.3 percent per annum will be transferred to charity.
By the way, it is very interesting to compare the “Gift of Life” credit card and a deposit under the same program. In the first case, for example, funds will be transferred to the fund constantly, and in the second case only once a quarter. Moreover, the amount depends solely on the deposit. As for a credit card, the purchase amount plays a role here. In general, the owner of the deposit has the opportunity to transfer any amount on his own initiative.
Thus, the “Gift of Life” program was created to provide effective financial assistance to children suffering from serious illnesses, the treatment of which requires a significant amount of money. In addition to voluntary donations, 50 percent of the amount for the year of service is also transferred to the fund. All accumulated funds are divided among children who need your support. The conditions for receiving a Podari Zhizn card are more than flexible, so almost anyone can apply for it.
Every year in Russia, thousands of children face such a terrible disease as cancer. The Sberbank Gift of Life card is a unique product on the market. It was developed by the bank together with the charitable foundation of the same name. Debit and credit card holders finance the fund, which then provides financial support to sick children.
The “Gift of Life” charity project was created in 2006. But Sberbank did not stop there and decided to support the noble cause. This is how the emission of “plastic” with the same name began.
On its front side there are drawings of sick children whose treatment is paid for using the collected funds.
Owners of “Give Life” cards will also help them using them for payments. Sberbank transfers 0.3% of the amount spent by the client on purchases to the details of the charitable foundation.
50% of the commission for the first 12 months of servicing the “plastic” will also go to this account. The client performs standard operations for himself and helps sick children.
“Gift of Life” program at Sberbank
Depending on their needs, the client chooses the offer that fully suits them.
For credit cards, the amount of donations is determined taking into account the funds spent in the retail chain. For the “Gift of Life” deposit, the bank transfers 0.3% per annum of the amount of the deposit to a charitable foundation. Sberbank transfers funds to the fund every three months. A deposit can be opened in an amount of 10,000 rubles for one year.
Terms and rates
When choosing a product, the client primarily focuses on the current tariffs and the benefits that it gives them. It is necessary to take into account not only the interest rate, but also various commissions.
Credit card
The terms and conditions of this product are as follows:
- The maximum limit for regular clients of Sberbank is 600,000, and for borrowers “from the street” – 300 thousand rubles.
- The duration of the grace period is 50 days. It applies only to non-cash payments.
- Interest rate -27.90% per annum.
- Issue of additional cards is not provided.
- Account maintenance fee – 900 rubles. annually.
- The commission for cash withdrawals from ATMs and Sberbank cash desks is 3%, minimum 390 rubles; at ATMs of other institutions - 4%, minimum RUB 390.00.
- Viewing balances at ATMs of other banks – 15 rubles for each request.
- “Gift of Life” is issued in two classes: Visa Classic and Visa Gold. The latter is more expensive; 3,500 rubles are charged annually for account maintenance.
All credit card holders take part in the “Thank You” bonus program. For payments in the trading network, they receive points to their bonus account. In the future, they can be used to pay for goods in partner stores.
Debit card
“Debit” also comes in two types: classic and gold. They are served at the following rates:
- The cost of annual service for Visa Classic is 1000 rubles, Visa Gold – 4000 rubles is written off in the first year, and from the second year – 3000 rubles.
- Cash withdrawals from Sberbank ATMs are commission-free, and from third-party banks – 1%, minimum 100 rubles.
- No interest is charged on the remaining balance.
- Debit card holders receive up to 5% cashback.
All payments are absolutely safe, since an electronic chip is installed on the plastic and 3D Secure technology is used.
Requirements for holders
A debit card can be issued by a citizen who has reached the age of majority. This is the only requirement for clients.
Individuals aged 21 to 65 can receive a credit card. Work experience at the last place of work is at least 6 months, and the total work experience is at least one year.
How to apply and receive?
To issue a credit or debit card, the client must personally visit the branch and provide his civil passport. No other documents are needed. Your credit card application will be reviewed within 1-2 days. If the decision is positive, then the borrower needs to sign the agreement.
The payment card is issued within 10 days. After handing it over to the client, you need to activate it. To do this, just insert the card into ATMs and enter the PIN code correctly. After successful completion of the operation, you can pay for purchases in the retail network and withdraw cash.
Visa Gold and Classic “Gift of Life” cards are credit and debit cards that participate in the “Gift of Life” charity program. From each such card, Sberbank of Russia transfers to the Gift of Life fund a donation from the available funds on your card account in the amount of 0.3% of the amount of your purchases, as well as from its income in the amount of 50% of the fee for the first year of servicing the credit card and 0.3% of the amount of your purchases.
Every year in Russia, about 5,000 children get cancer. Most often, cancer treatment requires significant amounts of money that parents do not have. The Gift of Life program makes it possible for you to help other people: when you make purchases with the Gift of Life Visa card, you simultaneously make a donation to a charitable foundation. Sberbank increases the amount of your donation from its own funds. Each “Gift of Life” card holder can send less than 10 rubles to a charitable foundation, but when there are many such participants, the total donation amount increases many times.
The following donations are transferred to the Gift of Life fund:
50% of the fee that Sberbank charges when issuing a Visa Classic or Gold “Gift of Life” card;
6 rubles for every 1000 rubles spent when paying for goods or services with a card (0.3% of the purchase amount is debited once a month from the card account and 0.3% of the purchase amount is transferred to Sberbank).
What does the Gift of Life Foundation do?
The Gift of Life Foundation was created by actresses Chulpan Khamatova and Dina Korzun. The fund helps children who are being treated in federal cancer hospitals. Most of the children in hospitals are hospitalized from regions of the Russian Federation.
Using funds received from holders of Visa Gold or Classic “Give Life” cards, the Foundation provides assistance to children with oncological, hematological and other serious diseases:
Buys expensive medications;
Pays for microbiological studies;
Pays for the search and activation of bone marrow donors, etc.
On the official website of the Gift of Life Foundation http://www.podari-zhizn.ru/ you will find all the necessary information about the activities of the Foundation, reports on funds received and spent, information about children undergoing treatment and much more.
You can apply for a Gift of Life card at any branch of Sberbank of Russia.
What are the advantages of the Give Life Visa card?
1) Visa card “Gift of Life” is a full-fledged payment card that can be used to pay for goods or services in the Russian Federation and abroad.
2) You will be able to become a citizen with an active social position and provide assistance to children with severe cancer.
3) You will have access to Sberbank’s remote services - “Mobile Bank” and the Internet bank “Sberbank-Online”.
4) Sberbank ATMs are located in almost every city in Russia, so you can withdraw cash without commission.
How can a Gift of Life Visa card holder transfer funds to the Fund?
1) You can pay for purchases with the Gift of Life Visa card as often as possible, rather than cash.
2) You can also independently transfer any amount to the Gift of Life fund using the Mobile Bank service. Please note that transferring funds to the Gift of Life fund is possible from any Sberbank card connected to Mobile Bank. To transfer funds, you must send an SMS message to the short number 900 with the text “GIFT LIFE amount” or “GRANTLIFE amount”. If the “Mobile Bank” was already connected to another card, and you connected the “Give Life” card to it, then you should indicate the last five digits of the card number after the amount.
Why does Sberbank charge an increased fee for issuing a Give Life Visa card?
According to the terms of the Give Life Visa card, 50% of the fee for the first year of card servicing is sent by Sberbank to the Gift of Life Foundation. The remaining 50% of the fee for the first year of servicing the card (for example, for Classic cards it is 500 rubles) goes to Sberbank, however, this amount is less than the standard fee for the first year of servicing for other Sberbank cards (for example, for Classic cards it is 750 rubles) . Thus, with “Give Life” cards, Sberbank donates part of its standard income.
For this reason, the bank sets a higher fee for the first year of service for Visa “Give Life” cards. So, as a result of issuing a Classic card, Sberbank will donate 250 rubles to the Fund, and the card holder will donate 250 rubles to the Fund.
