Pay for utility services without commission. Where can I pay utilities for an apartment without a commission? Payment acceptance points

In order for citizens to avoid difficulties and conflicts with government agencies, they need to know how to pay utility bills on time and correctly. These include gas supply, electricity, water supply (cold and hot), sewerage and heating. In addition, utility services include procedures for garbage removal and cleaning of the local area.

The tariff for each service provided is set by the executive body, energy commissions and local administration, which in their decisions refer to the current acts of Russian legislation. On their basis, preventive measures are taken against defaulters.

Today, there are quite a lot of options and ways to pay utility bills correctly. These include standard cash registers, banking systems, transfers via terminals or the Internet. Everyone can choose the most convenient way for themselves, so as not to adapt to the time, place and circumstances that depend on anyone. But no matter which option is chosen, you should definitely save the receipts so that in the event of a conflict situation, you have confirmation of the conscientious fulfillment of obligations.

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Payment via cash register

The most famous and familiar to many is the option of paying utility bills through a postal or bank office. To do this, citizens should go to the nearest post office or bank office with books for payment and hand them over to the employee in turn, along with the money. The branch employee will carry out all the necessary actions and issue receipts with dates, payment amounts and stamps.

This option has long been proven and reliable, and no additional knowledge is required from the person. All you have to do is fill out the books, submit and pay. But, at the same time, given the availability of modern technologies, it would be much more convenient to pay for utilities through the terminal. The disadvantage of postal and bank cash desks is that people waste their time going to the branch, standing in queues and slow service. As a result, the person’s mood is spoiled and at least an hour is lost.

When paying through a cash register, as well as through a terminal or the Internet, you should not forget about the small percentage that is deducted from the payment amount. It ranges from one to five percent, which must be warned about before payment.

ATMs

Citizens can independently pay for utilities through an ATM, but only those who have bank cards have this opportunity. The principle of operation is very simple:

Go to any nearest ATM with a bank card;
Insert the card into the ATM and enter your code;
Go to the service payment menu;
Select the desired recipient from the list;
Dial the ten-digit payer number in the pop-up window;
Indicate for what period the payment is made;
After the amount of debt is displayed, press the payment button. After this, the funds will be withdrawn from the card inserted into the ATM and transferred to the service provider's account.

To do this, you can use not only the ATM of your banking institution, but also any other. True, the commission percentage may differ in this case.

The advantages of paying through an ATM are that it takes no more than five minutes and ATMs do not have operating hours, they are available around the clock. However, there are also disadvantages. For example, there are banks that do not provide such functions. In addition, there are unpleasant moments in the form of the same queues, however, much smaller than at the cash registers, and sometimes machine malfunctions occur and you have to look for a working one.

Payment terminals

You can correctly pay utility bills yourself and through a special terminal. The principle of its operation is the same as that of an ATM, but a bank card is not needed, and you can pay in cash. To do this, select the desired section from the menu and manually enter the amount that the payer wishes to deposit into the account. In some cases, the terminal also accepts bank cards.

The terminal is convenient because you can find it in almost any store, supermarket, shopping or entertainment center. Sometimes there is a terminal in a subway passage, and in some cities you can find it on the street. This allows you to make a payment without being distracted from other matters, quickly and efficiently.
any convenient time, seven days a week.

The terminal only accepts banknotes when paying in cash. Please note that the terminal does not issue change. That is, if one payment amount is indicated, and a banknote is deposited with a higher denomination, most likely, the allotted change will go to waste. This is definitely a small drawback. In addition, the terminal usually charges a slightly higher commission than at the cash register, about which a corresponding message will be displayed before the money is deposited.

Internet banking and blitz payment

Almost all major banking institutions provide their clients with the opportunity to pay for necessary utilities through their official website on the Internet. To do this, you will need to register in the system yourself or with the help of a bank employee so that everything is correct. After registration, citizens have the opportunity to manage their accounts
without leaving home, while on the road, at work, on vacation in another region or even outside the country.

By logging into your personal account on the bank’s website, you select the appropriate menu and categories, enter the details of the service provider and your data such as personal account, address, last name and initials. After the first payment made, the information is saved, and in the future you will not need to enter the same again. It will be enough to enter the amount and confirm the transfer.

Blitz payments can also be activated directly at the bank or independently through your personal account. This feature will allow you to automatically make payments every month. The specified amount will be transferred to the service provider’s account on a certain date from a bank card.

Internet systems

In addition to the fact that there is a cash register, a terminal, an ATM, and Internet banking, the Internet also provides many other opportunities to pay utility bills correctly, on time and quickly. For example, an equally reliable option is to pay on the website directly to the provider of a particular service. This can also be done through your personal account after registering on the site. There you can also see the amount of debt, find out about changes in tariffs, etc. The disadvantage of this option is that to pay for each service you need to register on all websites, that is, on the website of the supplier of gas, water, electricity, heat, etc. And you will also have to pay by going to each site.

There are other possibilities on the Internet, universal payment systems and electronic wallets with such functions. True, in such systems the commission is usually higher or the same as that of the terminal.

In any case, when making payments yourself, you must be extremely careful when entering any information. One wrong number and the payment will be misdirected.

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What types of payments are there and how many receipts should be received once a month?

There are three types of services:

– utilities (electricity, heat, water, gas);

– housing (maintenance and repair of the house, garbage removal, roof repair, elevator maintenance);

– other (telephone, intercom, concierge services and others).

Previously, about ten years ago, residents paid for each service using a separate receipt. This was very inconvenient for both residents and savings banks that accepted payments, so a lot of work was carried out - and successfully - to consolidate payments. Now, ideally, you should receive one receipt from the Unified Information Settlement Center (UISC), or your Home Owners Association (HOA), or from the management company that manages your home.

A single payment means a single recipient, which means that your EIRC or other recipient structure must accumulate money and send it to the accounts of resource-supplying organizations. Sometimes he lists the wrong thing and at the wrong time, and resource providers require a separate receipt.

The law stipulates that residents can enter into direct agreements with resource supply organizations. In theory, each apartment can conclude its own agreement, but in practice this issue is usually resolved at a general meeting of the residents of your building. If you receive a separate payment for electricity or water, it means that the residents of your house have decided to pay directly to Mosenergo and Mosvodokanal.

Where to pay for housing and communal services?

A receipt is an invoice, and you can pay it in any way, the main thing is that the payment arrives at the address. You can use your current account and make a payment, for example, through your bank’s online application. But an accountant in a management company or EIRC will hate you - after all, he will have to process the data manually. It is no coincidence that to pay for housing and communal services, it is recommended to use the services of Sberbank and Russian Post - both organizations have concluded agreements with resource supply companies, EIRC, HOAs and management companies, and both create registers that the software of management companies and EIRC processes automatically.

If you do not want to pay receipts at the branch and want to use the Internet, remember: firstly, all online payments are subject to a fee. If you don't pay it, your management company will.

Secondly, very few existing solutions are adapted to work with host-side databases. Our service is one of these solutions, but we can only serve clients of those management companies and homeowners associations that have entered into an agreement with us.

If you deposit money through instant payment terminals, through third-party applications and unofficial sites, be prepared for confusion, confusion, loss of time and nerves. To protect yourself from this, I would recommend getting a Sberbank card and making payments with it through the official Internet banking application. Mosenergosbyt and MGTS bills can be paid without fear through your personal account on their website. You can transmit meter readings through the Mosvodokanal website. Company pages contain information about authorized payment methods, and this information can also be obtained from your management company.

Do I need to install meters in my apartment?

Meters definitely help you save money. The standards according to which you pay bills if you do not install a meter are too high; they are based on maximum consumption. You need to transfer meter readings to the EIRTs, or to your HOA, or management company. This can often be done through the organization's website or through the website of the resource supplying organization. There are meters that transmit information themselves, but they are more expensive. Every two to three years, all meters need to be checked or replaced.

The counter can be installed on any type of resource. There are two types of meters: individual meters, which measure consumption in the apartment, and communal meters, which measure consumption throughout the entire house. The supplier of resources, such as electricity, issues an invoice using a communal meter. And his readings never coincide with the sum of the meter readings for the apartments. Why? Because it is:

– electricity consumption for lighting the entrance, staircases, operating the elevator and other equipment in the house;

– not all people submit evidence honestly, some underestimate their volume;

– not all people transmit testimony on time;

– in the case of water, these could be flowing pipes.

The difference between the readings of the common house meter and the sum of the readings of apartment meters is distributed among all residents in proportion to the area. Our legislation is unique because it gives people ownership of not only apartments, but the entire house. There is nothing like this anywhere in the world! Owners have the right to dispose of everything: attics, basements, ground floors, the facade of the house. And those who understand this take advantage of it.

Many homeowners associations rent out the ground floors to legal entities, the facades of houses for advertising space, there are many ways to make money. The money received goes towards improving the house and surrounding area. Rights go hand in hand with responsibilities: if the house is your property, then you must fully maintain it, and accordingly, pay for all utilities that are used not only in your apartment, but also in the entrances of the house. These are the charges for general household needs, those same ODN that people do not understand and because of which they are indignant.

Should I pay for the insurance included in the receipt?

Insurance is neither a housing nor a utility service. If they include it in your receipt, it means that at the general meeting the residents of the house decided that they would insure their home with the help of the HOA. Before paying for insurance, the terms of insurance, who is the insurance agent and what you are insured against, you need to check with the management company.

In general, if there are any unclear lines or indicators in your receipt, you should always contact the management company - its name, address and telephone number must be indicated on the receipt itself. If they cannot help you there, contact the city housing inspector.

What is a penalty?

By law, receipts for housing and communal services must arrive before the end of the month. After this, you have another ten days to pay the bill. At a general meeting of the house, a decision may be made to extend this period, but this is not a very common practice. If you do not have time to repay the debt by the end of the 10th day of the month, they begin to charge you a penalty - a penalty. The amount of the penalty is determined by law and is one three hundredth of the Central Bank refinancing rate. Today it is 0.0275% of the debt per day.

Who should pay for a rented apartment?

You need to agree in advance with the landlord on how you will pay for housing and communal services. The usual practice is for the owners to pay for everything except utilities. That is, the tenant pays for what he spends - for heat, electricity, water and a landline telephone, if you use a per-minute tariff.

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Payment of utilities via bank card and personal account

At almost any payment point you can pay using a bank card. This payment method is more convenient than paying in cash, and when paying by card you are not charged a commission.

A personal account is required to carry out many transactions. Without it, you will not be able to pay utility bills. You can find out your personal account from the receipt in the “Consumer” column or directly from the service provider company. Knowing your personal account, you can pay for housing and communal services through terminals, online services, ATMs, etc.

Payment of utilities via bank online

Almost any large bank provides the opportunity to pay utility bills. It is very convenient and does not take much time.

When paying using Internet banking, the money will be transferred to the recipient until the end of the next day, and you will receive a notification that the payment was successful.

To do this you need register on the bank's website, which will take no more than 10 minutes. After registration, log into your personal account. Select a tab "Payments and transfers". Select item here "Rent" in category "Housing and communal services and home telephone". Next, find your service provider in the list or use the search.

Next step - filling in details. After this, the details of the service provider will be set automatically. Verify all data and confirm payment. To confirm payment, an SMS message with a password will be sent to your phone, which you will need to enter in the appropriate field. You can print the receipt if necessary.

After paying for utilities, a template will appear in your personal account according to which you can pay in the future. All details will already be filled in, and all you have to do is confirm the payment.

Websites of major banks:

Sberbank of Russia - www.sberbank.ru;
Bank of Moscow - www.bm.ru.

You can pay for utilities online not only through a bank. There are also many other services. The most popular site is www.a-3.ru.

Where can you pay for utilities, payment points, comparison of commission sizes

There are many points where you can pay utility bills. They are scattered throughout the city and are found very often.

Bank branch. In almost any bank you can pay for utilities. Payment can be made in cash or by card. When paying at the branch you will be charged commission of 1.9%, but not more than 1000 rubles. for the work of bank employees. To pay, you will need a receipt, which comes by mail.
Terminal. There are always terminals in places with large crowds of people. You can use them to pay for housing and communal services. To do this, you just need to enter the unique number that is indicated on the receipt and the amount. Next, deposit money into the terminal. The commission is 3-5% of the amount, but not more than 1000 rubles. The machine does not issue change, but sends it as payment to the utility service provider. The minimum commission charged by the Sberbank terminal is 0.5%.
Post office. Russian Post does not charge a commission only from clients of the Bank of Moscow and Sberbank of Russia. The rest pay commission of 1-3%.
Self-service machines. When paying in cash, a fee will be charged commission of 1.5%. But it is also possible to pay by card without commission.

Where can you pay utilities without commission?

There are a number of services with which you can pay for utilities without a commission.

ATM. You can pay for housing and communal services without a fee at self-service machines (info kiosks, ATMs) when paying by card. If you pay in cash, a commission of 1.5% will be charged.

Internet banking. Large banks provide the opportunity to pay for utilities without commission online. To do this, you only need to register on the bank’s website and have the required amount of money on the card.

System A3. This is the site www.a-3.ru, which provides payment for utilities without commission for all users using a phone or the card itself. You just need to register and know your personal account number.

QIWI wallet. – here you can get yourself a wallet and use it to make various types of money transfers, including rent payments.
It is also possible to pay without commission through other monetary systems, such as Yandex.Money, WebMoney, etc. It all depends on the cooperation of companies providing housing and communal services with payment services.

Where can I see my utility bills?

In addition to directly contacting the service provider and the receipt, there are several other ways to find out the rent arrears.

Internet services. You can check online through your personal account at the management company. But, unfortunately, today not all companies use such a system. Check with your management company if they use such services and ask you to register.

A few more sites for other cities:

Rostov-on-Don - www.rostov-zkh.ru
The entire territory of Russia - www.a-3.ru

Bank. Many banks provide information on paying utility bills. You need to register. This can be easily done on your bank's website by following the prompts. The procedure will take no more than 10 minutes. After registration, you must log into your personal account, select “Payments and transfers” -> “Payment for services” -> “Housing and communal services” and enter the recipient’s name.

Sberbank of Russia provides such a service. You can follow this link to the bank’s website and, after logging into your personal account, fill in the details and view the debt www.sberbank.ru/ru/person/paymentsandremittances/payments/zhkh.

This service is also provided by the Bank of Moscow - www.bm.ru.

ATM. You can also find out the amount of debt through an ATM, as well as pay it. Below we will look at instructions on how to do this.

Paying utilities via ATM: instructions

The method of paying for utilities through an ATM is suitable for all users of plastic bank cards. To do this, you need to have the required amount in your account and some time.

Instructions:

Insert the card into the ATM and enter the PIN code;
In the main menu, select “Payments and transfers”—> “Utility payments” —> “Manual entry”;
Select the payment recipient (for example, “Zhilkomservice No. 2”);
Enter the 10-digit payer code (indicated on the receipt) and click “Next”;
Enter the payment period in MM/YYYY format and click “Next”;
Select the debt you want to pay off;
Check that the entered data is correct and click “Pay”;
Select the payment amount;
Print out the receipt and don't forget to pick up your card.

Unfortunately, not all ATMs allow you to pay for housing and communal services.

How to pay utilities on video

The video below provides details of remote payment of utilities.

There are several ways to pay for housing and communal services without commissions.

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When choosing an option that is convenient for you, you need to take into account the reliability of the procedure, the timing of the money transfer and the availability of a receipt.

All ways

When choosing a method, you need to know the interest rate and the payment delivery period. The choice of payment options is huge:

Bank teller is the most common method. Many banks provide a similar service. But the interest rates for this are high. Some banks do not charge a commission. The downside of this method is the long queues of payers.
Post office branch. The queues are also huge, there is a commission.
ATM. Suitable for owners of plastic cards. The interest rate is minimal. Financial institutions offer their own clients a free service without charging interest.
The ATM is open 24 hours a day, so you can pay utility bills at any time. But not all banks have such a service.
Terminal. The option is similar to paying through an ATM, but there is one difference - money is deposited in cash. The terminal can be found in shopping centers, stores, gas stations. Disadvantage: they don't give out change. The excess amount will be paid at the expense of the next month.
Automatic payment. Executed from a bank account on a specific date. The service is issued in person at a bank branch. An account will be opened from which payment will be made. It will need to be replenished. There is no need to pay for the service, no commission is charged. The disadvantage is the probability of writing off the sum in double amount. For payment, a specific amount is withdrawn from the account, but it may be different on the receipt. As a result, penalties are charged.
Internet banking. A similar service is available on the official website of large banks. The operation is carried out at any time of the day, within the house. You will need a computer and internet. To carry out the procedure, you need to have a bank card and a “personal account”. The interest rate is minimal. Risk is the possibility of getting caught by criminals.
Mobile bank. Making a payment via SMS. For the operation to take place, you must connect your bank card to this service. A message is sent to the bank indicating the payment amount. The institution debits the funds from the account and transfers them to the recipient. The disadvantage is the inability to print a receipt.
Payment system Qiwi, Yandex.Money and others. Percentage – up to 2.5%.

The payer chooses the payment method independently.

Commission amount

When choosing a payment method, you should consider the size of the commission. In the same bank for a certain payment method it can be different. For cash services, the commission fee ranges from 2% to 3%. In the case of self-service, the commission can be from 0.9% to 2%. The minimum amount is 10%.

If the payer pays for utilities at the post office, he is charged a commission of 3%. The exception is clients of Sberbank and Bank of Moscow - they have a concluded agreement. They do not charge a commission, and the payment is credited within 3 days.

If this is online mail, then there is no commission.

Payment of housing and communal services without commission

There is no fee charged for paying rent if the procedure is carried out through:

government services portal;
portal PGU.MOS payment by VTB 24 card;
Bank of Moscow – for social card holders.

Interest is not charged regardless of the payment method - by mail or terminal. This is the most convenient and safe option for pensioners.

Through ATMs and terminals

Large banks provide their own clients with the opportunity to pay utility bills without commission using an ATM. The citizen selects an ATM and a special point for paying utility bills, and enters the required information. Before using a particular ATM, you should check the bank's terms and conditions. Not all financial institutions provide this opportunity.

Also in the Russian Federation there are many terminals through which you can pay for housing and communal services in cash. The method is convenient because a plastic card is not needed.

But most terminals charge interest. The account number, payment date and personal data are entered into the terminal. After completing all the steps, the terminal will issue the amount for payment.

Post office

In large cities, the services of the Russian Post to pay for utilities are practically not used. This method is common in villages, towns and settlements.

The algorithm of actions is as follows:

An empty window is selected.
The operator will clarify the possibility of paying for utilities.
The completed receipts are handed over to the postal employee.
The operator credits the payment and issues the second part of the receipt.

In some regions, a fee for paying utility bills is still charged.

Through the Internet

An equally common payment method is online. But these are not private systems, but Internet banking or a personal account on the service provider’s website.

The function is convenient because you can see what amount was deposited and when. Payment is made at any time, there is no commission.

Registration in these systems is required once. Access to them is possible from any corner of the Russian Federation.

Sberbank Online

Payments for housing and communal services are made through Sberbank Online without commission. This is the most convenient and. The data is stored in your personal account, all transactions are tracked. After payment, the check is stored electronically.

The course of action is as follows:

The Mobile Bank service is activated. With its help, payments are made, and messages with a code for depositing funds are sent to your phone.
Visit your personal account.
Select the required section – “Payments and transfers”.
The name of the organization for the money transfer is selected.
Information is entered - , readings and others.
Funds are transferred.

The status of the operation is also tracked in your personal account.

Public services

Using the State Services service you can also pay utility bills. no commission is charged to our own clients. But the bank or service provider has the right to collect it.

Kiwi

Settlement center website

The website of the unified settlement center also provides the opportunity to pay for utilities. To do this, select the required section and enter the requested data. This is a reliable and fast payment method.

Yandex money

Yandex.Money is one of the most popular payment systems. It is used to pay utility bills. On the main page of the wallet, select the required section and fill out the form.

Funds from the wallet are debited to the account of the legal entity. The money will reach its destination within a few days. The maximum payment amount is 10 thousand rubles.

How long should I keep a check?

The receipt is kept to confirm the payment procedure. Receipts from an ATM, terminal, or mobile bank must be in paper format. They will be needed when selling real estate.

Every homeowner should know how to pay for utilities, payment deadlines, and the consequences of non-payment or late payment.

Only when the homeowner pays the rent on time will he be provided with a full range of utility services.

Important! If he refuses to pay bills or does it carelessly, water and sewerage may be turned off, as well as the provision of other public services may be suspended.

What utilities need to be paid for, and in what order this should be done, is regulated by the relevant provisions of the Housing Code of the Russian Federation, while according to Article 153, payment for these services is the direct responsibility of the owner of the residential premises.

The total amount of paid utilities includes payments: for the supply of electricity, for thermal energy, for gas supply, for sewerage, for the supply of cold and hot water

Currently, this type of payment includes current repairs and maintenance of housing; public utilities; major renovation of the building.

The total amount of paid utilities includes payments:

for the supply of electricity;
for thermal energy;
for gas supply;
for drainage;
for the supply of cold and hot water.

Moreover, if the apartment is rented out, the tenant does not pay, utilities are paid by the owner, which must be established by an agreement concluded between them.

The Housing Code sets the deadline for making payments - until the 10th day of each month

The Housing Code also establishes a deadline for making payments - until the 10th day of each month. The basis for payment is the corresponding receipt addressed to the owner of the residential premises from the management organization.

Important! In the event that the owner does not pay for utilities or delays making payments, enforcement action may be taken.

For example, a management organization has the right to limit the provision of utilities to a defaulter or refuse to provide them altogether. In addition, it is possible to recover the amount of unpaid invoices in court, along with penalties and fines for late payment.

It is possible to recover the amount of unpaid invoices in court, along with penalties and fines for late payment

Many residential property owners ask whether they need to pay utilities for a second apartment or house. There is only one answer here - yes. The fact is that the current legislation does not exempt the owner of a residential premises from paying for utilities if he does not live in it. Thus, even if your apartment is empty, you will still have to make some payments for its maintenance.

It is also worth knowing that existing benefits for utility bills must be confirmed by relevant documents: certificates, decisions, extracts from regulations. In this case, first payment for the service is made, and then its amount is compensated to the beneficiary within the framework of subsidies provided by the state.

It is worth knowing that existing benefits for utility bills must be confirmed by relevant documents: certificates, decisions, extracts from regulations

Main methods of paying utility bills

Despite the fact that paying for an apartment is a completely natural and understandable procedure, many home owners and members of their families sometimes simply do not know where and how to pay for utilities with a minimum fee and without queues. The thing is that recently completely new payment methods have appeared, which are not understandable to all representatives of the older generation. In connection with this circumstance, when asked where to pay for utilities, they usually answer that this needs to be done at the housing office cash desk.

ATM for paying utility bills

This statement is partially true, since payments through the cash desk of a management company or a multifunctional center are made by the majority of tenants, but recently payments directly to the organization that provides you with certain types of services have become increasingly common. Therefore, it will be possible to answer the question of where to pay utility bills only after you carefully study the receipts that arrive in your mailbox. Otherwise, you may make a mistake and make a payment in favor of the wrong person.

Despite the fact that many citizens believe that it is best to pay utility bills in cash, almost all management companies and specialized organizations also accept non-cash payments. Therefore, you should not save and put aside cash by the end of the month, but rather pay immediately after receiving the receipt. This will avoid the imposition of fines for late payments by companies operating in the housing and communal services sector.

Internet banking for utility payments

If we consider directly the ways to pay for utilities, they can be divided into main groups:

cash;
non-cash.

The group of cash payment methods includes payments made at the cash desks of the management company and resource supply organizations, as well as at Russian Post branches. Such payments are known to most citizens and are available even to elderly homeowners. Moreover, if you pay rent at the cash desk of the management company, you can simultaneously resolve some issues, for example, how to pay utilities in a communal apartment.

Mobile bank for paying utility bills

As for non-cash payments, you can use modern methods, this group includes:

ATM;
blitz payment;
Internet banking;
mobile banking;
electronic money.

These types of payments are preferred by young people who understand modern technologies.

Electronic money for paying utility bills

Thanks to them, you don’t have to visit the cash registers and accounting departments of housing departments or resource supply organizations.

Cash payments for housing and communal services

If we analyze in detail payments for housing and communal services using cash, then the first answer to the question of where to pay for utilities will be the cash desk of a housing office or multifunctional center. In addition, you can pay for receipts at Russian Post. But Sberbank, which for many years accepted these types of payments in cash, has recently switched to non-cash forms of work and has not accepted such payments for a long time.

This type of payment is perfect for those who do not know how to pay for utilities without using cash. In addition, it allows you to do this on time and does not depend on power outages and computer program failures. It is also very important that payments made in this way are immediately transferred to the account of the recipient organization. As a result, you do not incur debt to resource supply organizations and the management company.

Payment for utilities at the Russian Post office

The disadvantages of this method include the presence of long queues at places where payments for housing and utility services are accepted, as well as the slow progress of such a queue, since payers can pay several receipts at once. In addition, Russian Post may charge a percentage for this service (1.5% of the amount). This is important for those citizens who are worried about how to pay less for utilities.

Terminal for payment of utilities

Separately, it is worth mentioning payments using a payment terminal. This device resembles an ordinary ATM in appearance, only payment here is made using cash sent to a special bill acceptor. As a result, you do not visit the cash desks of specialized organizations and still pay in cash.

The advantage of this payment method is a significant time saving, since usually there are no queues at the terminals and they operate around the clock and on weekends. In addition, you receive a bank check and not another document, which is important in case of any conflicts regarding utility payments.

The owner of a payment terminal can charge a very significant commission for payments made through it.

One of the disadvantages is that the machine does not take or give out coins, but only accepts bills. As a result, you have to overpay. In addition, the owner of a payment terminal can charge a very significant commission for payments made through it.

Non-cash payments for utilities

Non-cash payments for utilities are of interest to those payers who know how to pay for utilities via the Internet. The fact is that most of these payments occur precisely through the use of World Wide Web resources. Their advantages include the fact that you can pay without visiting the cash desk of the management company or resource supply organizations, while being, for example, at home.

Payment of utilities via the Internet

So, for example, many banks provide their clients with such a service as Internet banking. It is a clear example of how to pay for utilities via the Internet. To do this, you will need to obtain a login and password for your personal account on the bank’s website using a bank card. With their help, you can log into it, pay the necessary amounts from a card or your bank account.